Live AI dictation
Talk to Text: Your Words Appear as You Speak
Press Start and talk. Each sentence lands in your document a second after you say it, with punctuation, and you can edit while you keep talking.
Start dictating
Sign in to dictate; packs from $5
$0.96 an hour with the 2,500 credits pack
English and Chinese, and both mixed
- Your words appear as you speak, punctuated, in English or Chinese
- Charged a minute at a time while you talk; minutes you do not use are refunded
- Nothing you say is stored: the text lives in your browser until you save it
A real recording and what live dictation wrote from it, sentence by sentence.
I'm recording this on my phone, um, which is really, I think important for having something personal, because uh I always have my phone nearby, but I don't always have everything else. So, I want to be able to record stuff on my phone, upload it somewhere where people can get to it, and then have that be just about it. um. so no bigger effort than that, and that's what i'm trying to do here. um, it's gonna be a while before i get get that exactly working, but you have to start somewhere, so that's what i'm doing right now. uh, so i'm recording this on my phone. Right now, it's a little bit before one on a Thursday in April, uh, here in Montreal, the city I live in. um, It's beautiful time, uh, a lot of feelings of hope, the temperature is rising, the snow is disappearing, um, a.…
Keep dictating on your desktop with Flow
Flow in the Floatboat app writes what you say into a document saved on your computer, with the recording next to it. Select a sentence and say how to change it, or hand the whole thing to Floatboat to turn into an email.
How it works
1
Press Start and talk
Allow the microphone and talk the way you would to a person. The sentence you are saying shows in grey and becomes text when you finish it.
2
Edit as you go
Fix a word or add a heading while you keep talking. New sentences always land at the end, never where your cursor is, and a pause of a few seconds starts a new paragraph.
3
Copy or download
Stop when you are done and the document gets a title. Copy it, or download Word, Markdown or plain text. Nothing you said is kept on our side.
Pay by the minute, cheaper as you buy more
Packs are one-time and last a year, and a bigger pack makes every minute cheaper. With Floatboat Pro or Max an hour of dictation here is $0.72. Credits work here and in the Floatboat app.
1,250 credits
$5
250 minutes of dictation
$1.20 an hour
2,500 credits
$10
625 minutes of dictation
$0.96 an hourSave 20%
- Secure checkout by Stripe
- Minutes you do not use are refunded
- One-time payment, credits last a year
Or a Floatboat plan
A monthly plan for the whole Floatboat app, with dictation here at the lowest price.
Floatboat Pro
$39.98/month
10,000 credits a month
Dictation here: $0.72 an hour, up to 55 hours a month
- Access to all models & features
- Priority Processing Lane
- Infinite concurrent tasks
- 100 FloatSchedule credits refreshed daily
- Early access to beta features
Floatboat Max
$199.98/month
50,000 credits a month
Dictation here: $0.72 an hour, up to 277 hours a month
- Everything in Pro
- 300 FloatSchedule credits refreshed daily
- Account Manager Support
Renews monthly, cancel anytime. Monthly credits do not roll over. All plans, and yearly billing with 2 months free
Floatboat app
Free to start
Free to start: 200 credits when you sign up, 300 more the next day.
- Select a sentence and say how to change it, like "make this a little more polite", and Floatboat rewrites it.
- Every document is saved on your computer with its recording next to it, and keeps every version you can go back to.
- Hand what you dictated to Floatboat and ask for a formal email or a plan, in the same app as your documents and spreadsheets.
Talk to text vs voice typing on your phone or computer
Voice typing on a phone or in Windows writes into one text box and stops when you pause. Here a whole document builds up as you talk, each sentence punctuated by the AI dictation model the moment you finish it, and you can scroll, edit and keep talking without losing your place. When you stop, the document is titled, and you can take it to Word or anywhere else.
How real time transcription keeps up with you
Your microphone streams to the speech model as you talk. About half a second after you say a word it shows in grey, and a second or so after you finish a sentence it becomes text, punctuated. In our test in November 2026, on a 193-second English recording of one person talking, the live text matched our whole-recording transcription of the same audio in all but 5 of its 542 words. A long session is handed from one model connection to the next at a pause, so nothing is dropped.
Talk to text in English and Chinese
Speak English, Chinese, or both in the same sentence, the way bilingual teams do. Names and product words written in Latin letters stay in Latin letters inside Chinese text. Other languages are not supported yet.
Frequently asked questions
How much does talk to text cost here?
Five credits a minute while you talk, so ten minutes is 50 credits, twenty US cents, and an hour is 300 credits. With the 2,500-credit pack, or with a Floatboat Lite or Standard plan, a minute is 4 credits, and with Pro or Max it is 3. Credits are always 250 per US dollar. Each minute is charged as it starts; when you stop, a minute you paid for and did not start is refunded.
Can I use the sign-up credits for talk to text in the browser?
No. The credits you get when you sign up are for the Floatboat app. Dictation in the browser uses credits you bought or get with a Floatboat plan.
Do you store my recording or my text?
No. Your voice is turned into text as you speak and then discarded; the hub keeps only how many minutes you used and what they cost. Your document stays in this browser until you copy it, download it or start a new one.
Which languages does the AI dictation understand?
English and Chinese, including both mixed in one sentence. Other languages are not supported yet.
How is this different from voice to notes and from Flow in the app?
Voice to notes takes a recording and turns it into notes, an email or a draft after you stop. Talk to text writes what you say as you say it. Flow in the Floatboat desktop app is talk to text that stays with you. Each document is saved on your computer with its recording, and you can change a sentence by selecting it and saying how.
What happens if my connection drops or my credits run out?
If the connection drops, the page reconnects within seconds and keeps going from where you were; what was already written stays. If your credits run out, dictation stops at the end of the last paid minute, everything you said before it is in your document, and you can add credits and press Start to continue.
How long can I dictate in one go?
Up to 3 hours in one session; press Start again to keep going in the same document. The page reminds you after an hour and every half hour after that.